At a glance
For most residential applications, credit/background-check reimbursement is capped at the lesser of actual cost or $20, and waived for applicant-supplied reports within 30 days; statutory exceptions exist.
For renters
Waiver for recent reports
A landlord generally must waive background and credit-check fees if the applicant supplies a report completed within the prior 30 days.
Fee cap
The screening fee is generally limited to the lesser of actual cost or $20, with specific statutory exceptions.
Report and receipt
If a landlord charges for a background/credit check, the law generally requires the applicant to receive the report and the receipt or invoice.
For landlords and property teams
Review exceptions
Certain cooperatives and other specified situations have separate statutory treatment.
Honor the 30-day waiver
A timely applicant-provided credit or background report affects allowable screening fees.
Keep fee records
Receipts and source invoices matter when costs are collected.
Eligibility and fee treatment depend on the exact report, landlord practice and applicable law. This guide is general information, not a legal determination or advice. Use the primary sources and consult qualified counsel for a specific dispute or policy.